• Robust, full service, money management boutique.
• Transparent. Fee only. No commissions. No sideline businesses.
• Fiduciary Firm: Highest legal standard. Legally, we are required to act in the best interest of our clients.
Accountants & Insurance Agents who add revenue by managing money.
• No quality control.
• Fees can run the gamut.
• Performance is extremely varied.
Brokers & Large Wire Houses
• No quality control. Often sell leftover financial products from their inventory.
• Commission-based with numerous fees. Hidden sideline businesses.
• Suitability Standard: Much lower legal bar than the protective Fiduciary Standard.